1xfinance

Never lose ownership

Need cash without selling your assets? Borrow against Gold, Land, and soon Mutual Funds, Stocks & Vehicle , keep your assets growing and save on taxes.
Fast, transparent lending with blockchain and Voice AI support for underserved populations

Apply for Loan Talk to Agent

Choose Your Asset Type

We offer loans against various asset types with competitive rates and flexible terms

Gold Loans

Quick loans against gold jewelry & coins

Terms:3, 6, 9, 12 months
Interest Rate:Starting at 11.8% p.a.
Max Amount:Up to ₹20,00,000
  • ✔ Same day disbursement
  • ✔ Market-linked valuation
  • ✔ Secure vault storage
Apply Now

Land Loans

Loans against your mutual fund portfolio

Terms:1, 2, 3 years
Interest Rate:Starting at 14.5% p.a.
Max Amount:Up to ₹1,00,00,000
  • ✔ Digital verification
  • ✔ Quick disbursement
  • ✔ Flexible repayment
Apply Now

Mutual Funds

Coming Soon

Leverage your stock portfolio for instant funds

Terms:Coming Soon
Interest Rate:Competitive rates
Max Amount:High loan amounts
  • ✔ Portfolio-based lending
  • ✔ No liquidation needed
  • ✔ Quick processing
Coming Soon

Stocks

Coming Soon

Quick loans against cars, bikes, and commercial vehicles

Terms:Coming Soon
Interest Rate:Market-linked rates
Max Amount:Portfolio-based
  • ✔ Real-time valuation
  • ✔ Margin protection
  • ✔ Instant approval
Coming Soon

Vehicles

Coming Soon

Vehicles

Terms:Coming Soon
Interest Rate:Attractive rates
Max Amount:Vehicle-based
  • ✔ RC-based verification
  • ✔ Continue using vehicle
  • ✔ Fast processing
Coming Soon

How It Works

Get your loan in 4 simple steps with complete transparency and agent support

1
Choose Asset Type
Select from Gold, Land, or upcoming options like Mutual Funds, Stocks, Vehicles
2
Asset Valuation
Get instant valuation and estimate based on your asset
3
Select Lender
Compare rates from top NBFCs and choose the best offer
4
Verification & Disbursement
Complete verification and get funds same day

Trusted by Leading NBFCs

Compare rates from top financial institutions and choose the best offer for your needs

Bajaj Finance
Starting at 11.8%
Tata Capital
Starting at 12.5%
HDFC Bank
Starting at 13.0%
Axis Bank
Starting at 12.8%

Why Choose 1Xfinance?

Experience the future of asset-backed lending with our modern platform

Same Day Disbursement
Get your loan approved and disbursed within hours, not days
Secure & Transparent
Your assets are safely stored with complete transparency in tracking
Competitive Rates
Compare rates and choose the best deal
Agent Support
Get assistance from our trained agents throughout your journey

Need Help?

hello@1xfinance.com
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